Why choose a local dealer for your used car financing?
Why choose a local dealer for your used car financing?
Posted on June 2, 2025
In Quebec, owning a vehicle isn’t just a luxury — it’s a daily necessity. Financing a vehicle purchase can sometimes feel complicated due to the intricacies of our credit system. Fortunately, you can count on local professionals who will work with you to find the best way to purchase your next vehicle, whether it's new or pre-owned.
A Wide Selection of Vehicles
Buying a car depends largely on your budget and personal needs. A local dealership that knows the region and understands which vehicles are suited for our roads makes all the difference. That sense of proximity is crucial, because purchasing a used vehicle online can be risky business. Paying a stranger cash for a vehicle you’ve never even driven? That’s entirely at your own risk!
Dealerships here in Quebec, like Auto Clairmount Longueuil, have real-world experience and can work with you to explore various financing options. While leasing has become trendy, traditional car loans remain the most common way to purchase a vehicle and become its owner right away.
Simplified Credit Applications
Today, the entire process can be done online in just a few minutes. It’s never been easier to fill out a form and receive a personalized response. Of course, you still need to provide proof of income and have a decent credit score — we’ll come back to that. A local dealer like Auto Clairmount in Longueuil offers 99% credit pre-approval. In other words, no matter your age or situation, you have an excellent chance of getting approved.
What to Do if You Have a Poor Credit Score
Yes, a poor credit score is a common concern for many Quebecers. A score around 550 is generally considered low. So how do you earn the trust of a bank or a business willing to offer financing? Your local dealership understands these challenges and can help you get approved, even with a poor credit score.
There’s a solution for every situation. That said, it's important to remember that financing is a commitment and must be repaid. There are even options to help you rebuild your credit. Speak with a credit expert as soon as possible.
Vehicle Financing: Local Solutions for Peace of Mind
Buying a pre-owned vehicle should always be done with the help of a trusted expert. It’s best to discuss every aspect of your purchase — from the vehicle’s condition and inspection to financing options — with someone reliable. Contact Auto Clairmount Longueuil today and take advantage of the support and expertise of a passionate team that’s here for you.